{"id":9670,"date":"2018-05-24T20:00:35","date_gmt":"2018-05-24T12:00:35","guid":{"rendered":"https:\/\/www.kaspersky.com.cn\/blog\/?p=9670"},"modified":"2019-11-26T18:58:46","modified_gmt":"2019-11-26T10:58:46","slug":"secure-element","status":"publish","type":"post","link":"https:\/\/www.kaspersky.com.cn\/blog\/secure-element\/9670\/","title":{"rendered":"\u5b89\u5168\u5143\u4ef6 – \u786e\u4fdd\u667a\u80fd\u624b\u673a\u4e2d\u975e\u63a5\u89e6\u5f0f\u652f\u4ed8\u5b89\u5168\u7684\u5e55\u540e\u529f\u81e3"},"content":{"rendered":"

\u7ecf\u8fc7\u591a\u5e74\u7684\u53d1\u5c55, \u73b0\u4ee3\u667a\u80fd\u624b\u673a\u5df2\u7ecf\u6210\u529f\u5730\u628a\u7535\u8bdd\u3001\u76f8\u673a\u3001\u97f3\u4e50\u64ad\u653e\u5668\u3001\u516c\u4ea4\u5361\u751a\u81f3\u94b1\u5305\u529f\u80fd\u878d\u5165\u81ea\u8eab\u3002\u5f88\u81ea\u7136, \u4f60\u4f1a\u60f3\u77e5\u9053\u624b\u673a\u4e2d\u6240\u5b58\u50a8\u6570\u636e\u7684\u5b89\u5168\u6027\u3002\u4e0b\u9762\u6211\u4eec\u5c31\u6765\u8bb2\u8bb2\u667a\u80fd\u624b\u673a\u5982\u4f55\u4fdd\u62a4\u7528\u6237\u6700\u5b9d\u8d35\u7684\u4fe1\u606f\u4ee5\u53ca\u624b\u673a\u91c7\u7528\u7684\u4e3b\u8981\u5b89\u5168\u673a\u5236\uff08\u4e00\u79cd\u79f0\u4e3a\u201d\u5b89\u5168\u5143\u4ef6\u201d\u7684\u5fae\u82af\u7247\uff09\u7684\u5de5\u4f5c\u65b9\u5f0f\u3002<\/p>\n

<\/strong><\/p>\n

\u5b89\u5168\u5143\u4ef6\u7b80\u4ecb<\/h2>\n

<\/p>\n

\u8fd9\u662f\u4e00\u79cd\u7528\u4e8e\u5b58\u50a8\u5b89\u5168\u652f\u4ed8\u4fe1\u606f\u7684\u4e13\u7528\u82af\u7247, \u539f\u5148\u7528\u4e8e\u975e\u63a5\u89e6\u5f0f\u4fe1\u7528\u5361, \u540e\u6765\u5728\u667a\u80fd\u624b\u673a\u4e2d\u5e7f\u6cdb\u4f7f\u7528\u3002\u60a8\u53ef\u80fd\u542c\u8bf4\u8fc7EMV\uff08\u6b27\u9646\u5361\u3001\u4e07\u4e8b\u8fbe\u5361\u3001\u7ef4\u8428\u5361\uff09\u6807\u51c6, \u8fd9\u662f\u76ee\u524d\u6700\u53ef\u9760\u7684\u6807\u51c6\u3002\u6839\u636e\u8be5\u6807\u51c6, \u60a8\u7684\u4ed8\u6b3e\u4fe1\u606f\u5b58\u50a8\u5728\u4e00\u4e2a\u51e0\u4e4e\u4e0d\u53ef\u80fd\u88ab\u7834\u89e3\u7684\u53d7\u4fdd\u62a4\u5fae\u82af\u7247\u4e0a\u3002\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48\u91c7\u7528EMV\u6807\u51c6\u7684\u4fe1\u7528\u5361\u88ab\u79f0\u4e3a\u201d\u82af\u7247\u5361\u201d\u7684\u539f\u56e0\u3002<\/p>\n

\u624b\u673a\u4e2d\u7684\u201d\u5b89\u5168\u5143\u4ef6\u201d\u57fa\u672c\u4e0a\u4e0e\u4fe1\u7528\u5361\u4e2d\u4f7f\u7528\u7684\u82af\u7247\u76f8\u540c\u3002\u201d\u5b89\u5168\u5143\u4ef6\u201d\u6709\u4e00\u4e2a\u72ec\u7acb\u7684\u64cd\u4f5c\u7cfb\u7edf\uff08\u6ca1\u9519, \u4fe1\u7528\u5361\u4e5f\u6709\u81ea\u5df1\u7684\u64cd\u4f5c\u7cfb\u7edf\u6765\u8fd0\u884c\u7a0b\u5e8f\uff09\u3002\u60a8\u7684\u6240\u6709\u4fe1\u606f\u90fd\u5b58\u50a8\u5728\u6b64\u82af\u7247\u4e0a, \u5c31\u7b97\u4f7f\u7528\u624b\u673a\u6216\u5e73\u677f\u7535\u8111\u4e2d\u7684\u64cd\u4f5c\u7cfb\u7edf\u4e5f\u65e0\u6cd5\u5bf9\u5176\u8fdb\u884c\u8bfb\u53d6\u6216\u590d\u5236, \u5b89\u88c5\u5728\u8fd9\u4e9b\u8bbe\u5907\u4e0a\u7684\u4efb\u4f55\u5e94\u7528\u5c31\u66f4\u4e0d\u53ef\u80fd\u4e86\u3002\u201d\u5b89\u5168\u5143\u4ef6\u201d\u53ea\u4e0e\u7279\u6b8a\u7684\u53ef\u4fe1\u5e94\u7528\u4e00\u8d77\u4f7f\u7528, \u4f8b\u5982\u6240\u9009\u7684\u865a\u62df\u94b1\u5305\u3002<\/p>\n

\u8be5\u82af\u7247\u76f4\u63a5\u4e0e\u652f\u4ed8\u7ec8\u7aef\u901a\u4fe1, \u56e0\u6b64\u5373\u4fbf\u667a\u80fd\u624b\u673a\u88ab\u6076\u610f\u8f6f\u4ef6\u611f\u67d3, \u9ed1\u5ba2\u4e5f\u65e0\u6cd5\u622a\u83b7\u8fd9\u4e9b\u4fe1\u606f, \u56e0\u4e3a\u6570\u636e\u4e0d\u4f1a\u4f20\u8f93\u5230\u4e3b\u64cd\u4f5c\u7cfb\u7edf, \u800c\u662f\u59cb\u7ec8\u4fdd\u7559\u5728\u201d\u5b89\u5168\u5143\u4ef6\u201d\u7684\u4e13\u7528\u7cfb\u7edf\u4e2d\u3002<\/p>\n

<\/strong><\/p>\n

\u624b\u673a\u94b1\u5305\uff1a\u8d77\u6e90<\/h3>\n

<\/p>\n

\u628a\u624b\u673a\u4e0e\u4fe1\u7528\u5361\u5408\u4e8c\u4e3a\u4e00\u7684\u60f3\u6cd5\u8fdc\u6bd4\u4f60\u60f3\u8c61\u4e2d\u8981\u590d\u6742\u5f97\u591a\u3002\u7b2c\u4e00\u6b3e\u5b89\u88c5\u201d\u5b89\u5168\u5143\u4ef6\u201d\u7684\u673a\u578b\u662f\u529f\u80fd\u624b\u673a<\/a>, \u4f46\u5e76\u672a\u56e0\u6b64\u5c31\u6d41\u884c\u8d77\u6765\u3002\u6709\u5bb6\u516c\u53f8\u751a\u81f3\u53d1\u660e\u4e86\u4e00\u79cd\u65b9\u6cd5, \u5229\u7528\u5c0f\u5de5\u5177\u6765\u4eff\u5236\u78c1\u6761<\/a>\uff1b\u7136\u800c, \u76f4\u52302014\u5e74Apple Pay\u7684\u63a8\u51fa, \u624b\u673a\u624d\u771f\u6b63\u6210\u4e3a\u5851\u6599\u652f\u4ed8\u5361\u7684\u7ade\u4e89\u5bf9\u624b\u3002<\/p>\n

Apple Pay\u7684\u6210\u529f\u4e5f\u6fc0\u8d77\u4e86\u7ade\u4e89\u5bf9\u624b\u7684\u5174\u8da3\u30022015\u5e74, \u4e09\u661f\u5f00\u59cb\u63d0\u4f9b\u7c7b\u4f3c\u670d\u52a1\u3002\u8fd9\u4e24\u79cd\u624b\u673a\u7cfb\u7edf\u90fd\u9700\u8981\u201d\u5b89\u5168\u5143\u4ef6\u201d\uff08\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48\u8f83\u65e9\u7684iPhone\u578b\u53f7\u548c\u4f4e\u4ef7\u4f4d\u4e09\u661f\u578b\u53f7\u4e0d\u652f\u6301\u975e\u63a5\u89e6\u5f0f\u652f\u4ed8\u7684\u539f\u56e0\uff09\u3002<\/p>\n

In an attempt to improve the functionality of its devices, the Korean company even purchased<\/a> LoopPay, the same company that developed the magnetic stripe imitation technology. Several months later, Google introduced Android Pay (renamed Google Pay in early 2018).<\/p>\n

\u4e3a\u4e86\u6539\u5584\u8bbe\u5907\u7684\u529f\u80fd, \u97e9\u56fd\u4e09\u661f\u751a\u81f3\u6536\u8d2d\u4e86<\/a>\u8fd9\u5bb6\u5f00\u53d1\u78c1\u6761\u4eff\u5236\u6280\u672f\u516c\u53f8LoopPay\u3002\u51e0\u4e2a\u6708\u540e, Google\u63a8\u51fa\u4e86Android Pay\uff082018\u5e74\u521d\u66f4\u540d\u4e3aGoogle Pay\uff09\u3002<\/p>\n

<\/strong><\/p>\n

\u5b89\u5168\u5143\u4ef6 \u2013 \u5185\u7f6e\u3001\u5916\u63a5\u6216\u57fa\u4e8e\u4e91\u7aef<\/h3>\n

<\/p>\n

\u5b9e\u9645\u4e0a, \u201c\u5b89\u5168\u5143\u4ef6\u201d\u4e0d\u4e00\u5b9a\u5fc5\u987b\u5185\u7f6e\u5230\u667a\u80fd\u624b\u673a\u4e2d\u3002\u6b64\u82af\u7247\u662f\u53ef\u63d2\u62d4\u7684, \u5982\u4ee5\u5b58\u50a8\u5361\u5f62\u5f0f\u3002\u4e00\u4e9b\u79fb\u52a8\u8fd0\u8425\u5546\u751a\u81f3\u751f\u4ea7\u4e86\u53ef\u4ee5\u5b58\u50a8\u4fe1\u7528\u5361\u6216\u516c\u4ea4\u5361\u4fe1\u606f\u7684SIM\u5361\u3002\u4f46\u8fd9\u4e9b\u5b89\u5168\u82af\u7247\u5e76\u672a\u666e\u53ca\u3002<\/p>\n

\u4e0e\u82f9\u679c\u6216\u4e09\u661f\u4e0d\u4e00\u6837, \u8c37\u6b4c\u4e3b\u8981\u751f\u4ea7\u79fb\u52a8\u8bbe\u5907\u8f6f\u4ef6, \u800c\u4e0d\u662f\u8bbe\u5907\u672c\u8eab, \u56e0\u6b64\u4e00\u5f00\u59cb\u8c37\u6b4c\u7684\u652f\u4ed8\u7cfb\u7edf\u9047\u5230\u7684\u56f0\u96be\u5c42\u51fa\u4e0d\u7a77\u3002\u9996\u5148\u662f\u5927\u591a\u6570\u5b89\u5353\u624b\u673a\u90fd\u6ca1\u6709\u201d\u5b89\u5168\u5143\u4ef6\u201d\u82af\u7247\u3002\u8c37\u6b4c\u4e0d\u53ef\u80fd\u5f3a\u8feb\u72ec\u7acb\u5236\u9020\u5546\u6765\u5b89\u88c5\u8be5\u5b89\u5168\u82af\u7247, \u4e5f\u4e0d\u8981\u80fd\u8981\u6c42\u7528\u6237\u53bb\u8d2d\u4e70\u65b0\u5361\u3002\u6ca1\u6709\u201d\u5b89\u5168\u5143\u4ef6\u201d, \u5c31\u4e0d\u53ef\u80fd\u5b9e\u73b0\u975e\u63a5\u89e6\u5f0f\u652f\u4ed8\u3002<\/p>\n

\u8d77\u521d, \u8c37\u6b4c\u8bd5\u7740\u53e6\u8f9f\u8e4a, \u628a\u8c37\u6b4c\u94b1\u5305\u5e94\u7528\u5b89\u88c5<\/a>\u5728\u5e26\u6709\u201d\u5b89\u5168\u5143\u4ef6\u201d\u7684SIM\u5361\u4e0a\uff1b\u7136\u800c, \u9886\u5148\u7684\u7f8e\u56fd\u79fb\u52a8\u7535\u8bdd\u8fd0\u8425\u5546Verizon\u3001AT&T\u548cT-Mobile\u90fd\u62d2\u7edd\u4e0e\u8c37\u6b4c\u5408\u4f5c, \u800c\u662f\u63a8\u9500\u4ed6\u4eec\u81ea\u5df1\u7684\u5e94\u7528, \u8be5\u5e94\u7528\u6700\u521d\u547d\u540d\u4e3a\u201dIsis \u94b1\u5305\u201d, \u4f46\u540e\u6765\u51fa\u4e8e\u653f\u6cbb\u8003\u8651\u800c\u66f4\u540d\u4e3aSoftcard\u3002\u503c\u5f97\u6ce8\u610f\u7684\u662f, \u6240\u6709\u8fd9\u4e00\u5207\u7684\u7ed3\u679c\u662f\u8c37\u6b4c\u6536\u8d2d\u4e86\u8be5\u7cfb\u7edf\u7684\u4e13\u5229\u3002<\/p>\n

\u4f46\u662f, \u5728\u6b64\u4e4b\u524d, \u8c37\u6b4c\u63d0\u51fa\u4e86\u4e00\u4e2a\u66f4\u7b80\u6d01\u7684\u65b9\u6848\u6765\u89e3\u51b3\u6b64\u95ee\u9898\u3002\u867d\u7136\u5b89\u5353\u624b\u673a\u6ca1\u6709\u5b89\u88c5\u5b9e\u4f53\u5b89\u5168\u82af\u7247, \u4f46\u53ef\u4ee5\u5728\u4e91\u7aef\u521b\u5efa\u3002\u8fd9\u4e00\u6280\u672f\u88ab\u79f0\u4e4b\u4e3a\u4e3b\u673a\u5361\u4eff\u771f\uff08HCE\uff09\u3002<\/p>\n

\u8fd9\u79cd\u57fa\u4e8e\u4e91\u7aef\u7684\u7cfb\u7edf\u4e0e\u5185\u7f6e\u6709\u201d\u5b89\u5168\u5143\u4ef6\u201d\u82af\u7247\u7684\u94b1\u5305\u6709\u5f88\u91cd\u8981\u7684\u4e00\u70b9\u4e0d\u540c\u3002HCE\u8981\u6c42\u4ed8\u6b3e\u7ec8\u7aef\u4e0e\u5c0f\u5de5\u5177\u7684\u64cd\u4f5c\u7cfb\u7edf\u8fdb\u884c\u901a\u4fe1\u3002\u8be5\u64cd\u4f5c\u7cfb\u7edf\u8fd8\u5fc5\u987b\u4e0e\u5b58\u50a8\u652f\u4ed8\u4fe1\u606f\u7684\u4e91\u7aef\u201d\u5b89\u5168\u5143\u4ef6\u201d\u4ee5\u53ca\u53ef\u4fe1\u5e94\u7528\u8fdb\u884c\u8054\u7cfb\u3002<\/p>\n

\u4e13\u5bb6\u6307\u51fa, \u4f7f\u7528HCE\u5728\u6280\u672f\u4e0a\u5b89\u5168\u6027\u4e0d\u5982<\/a>\u4f7f\u7528\u771f\u6b63\u7684\u201d\u5b89\u5168\u5143\u4ef6\u201d\uff1a\u6570\u636e\u8d8a\u591a, \u8d8a\u5bb9\u6613\u88ab\u62e6\u622a\u3002\u4e0d\u8fc7, HCE\u4e2d\u8fd8\u542b\u6709\u89e3\u51b3\u6b64\u6f0f\u6d1e\u7684\u5176\u4ed6\u4fdd\u62a4\u673a\u5236 \u2013 \u4f8b\u5982, HCE\u4f7f\u7528\u7684\u4e0d\u662f\u6c38\u4e45\u6027\u652f\u4ed8\u5bc6\u94a5, \u800c\u662f\u4e34\u65f6\u7684\u4e00\u6b21\u6027\u5bc6\u94a5\u3002<\/p>\n

<\/strong><\/p>\n

\u5f85\u7eed<\/h3>\n

<\/p>\n

\u73b0\u5728\u60a8\u5df2\u7ecf\u4e86\u89e3\u4e86\u624b\u673a\u4e0a\u7528\u4e8e\u5b58\u50a8\u652f\u4ed8\u6570\u636e\u7684\u201d\u9ed1\u5323\u5b50\u201d\u3002\u5728\u4e0b\u4e00\u7bc7\u6587\u7ae0\u4e2d, \u6211\u4eec\u5c06\u8ba8\u8bba\u5b89\u5353\u548ciOS\u8bbe\u5907\u5982\u4f55\u4f7f\u7528\u57fa\u4e8e\u201d\u5b89\u5168\u5143\u4ef6\u201d\u7684\u975e\u63a5\u89e6\u5f0f\u652f\u4ed8\u7cfb\u7edf\u3002\u6211\u4eec\u8fd8\u4f1a\u8c08\u5230\u4e3a\u4ec0\u4e48\u5728\u6ca1\u6709Apple Pay\u3001Google Pay\u6216\u201d\u4e09\u661f\u667a\u4ed8\u201d\u7684\u60c5\u51b5\u4e0b, \u4e0d\u80fd\u5c06\u667a\u80fd\u624b\u673a\u94f6\u884c\u5361\u5b58\u50a8\u5728\u667a\u80fd\u624b\u673a\u4e0a\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u4e86\u89e3\u5728\u652f\u6301\u975e\u63a5\u89e6\u5f0f\u652f\u4ed8\u7684\u667a\u80fd\u624b\u673a\u4e0a\u5982\u4f55\u4fdd\u62a4\u652f\u4ed8\u4fe1\u606f\u3002<\/p>\n","protected":false},"author":2484,"featured_media":9671,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1309],"tags":[1695,601,1693,65,1694,1698,1697,869,673,872,1696],"class_list":{"0":"post-9670","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-technology","8":"tag-android-pay","9":"tag-apple-pay","10":"tag-google-pay","11":"tag-ios","12":"tag-1694","13":"tag-1698","14":"tag-1697","15":"tag-869","16":"tag-673","17":"tag-872","18":"tag-1696"},"hreflang":[{"hreflang":"zh","url":"https:\/\/www.kaspersky.com.cn\/blog\/secure-element\/9670\/"},{"hreflang":"en-in","url":"https:\/\/www.kaspersky.co.in\/blog\/secure-element\/13354\/"},{"hreflang":"en-ae","url":"https:\/\/me-en.kaspersky.com\/blog\/secure-element\/11136\/"},{"hreflang":"en-us","url":"https:\/\/usa.kaspersky.com\/blog\/secure-element\/15411\/"},{"hreflang":"en-gb","url":"https:\/\/www.kaspersky.co.uk\/blog\/secure-element\/13687\/"},{"hreflang":"es-mx","url":"https:\/\/latam.kaspersky.com\/blog\/secure-element\/13003\/"},{"hreflang":"es","url":"https:\/\/www.kaspersky.es\/blog\/secure-element\/16189\/"},{"hreflang":"it","url":"https:\/\/www.kaspersky.it\/blog\/secure-element\/15752\/"},{"hreflang":"ru","url":"https:\/\/www.kaspersky.ru\/blog\/secure-element\/20556\/"},{"hreflang":"tr","url":"https:\/\/www.kaspersky.com.tr\/blog\/secure-element\/4996\/"},{"hreflang":"x-default","url":"https:\/\/www.kaspersky.com\/blog\/secure-element\/22408\/"},{"hreflang":"fr","url":"https:\/\/www.kaspersky.fr\/blog\/secure-element\/10596\/"},{"hreflang":"pt-br","url":"https:\/\/www.kaspersky.com.br\/blog\/secure-element\/10424\/"},{"hreflang":"pl","url":"https:\/\/plblog.kaspersky.com\/secure-element\/9224\/"},{"hreflang":"de","url":"https:\/\/www.kaspersky.de\/blog\/secure-element\/16797\/"},{"hreflang":"ja","url":"https:\/\/blog.kaspersky.co.jp\/secure-element\/20379\/"},{"hreflang":"en-au","url":"https:\/\/www.kaspersky.com.au\/blog\/secure-element\/20298\/"},{"hreflang":"en-za","url":"https:\/\/www.kaspersky.co.za\/blog\/secure-element\/20295\/"}],"acf":[],"banners":"","maintag":{"url":"https:\/\/www.kaspersky.com.cn\/blog\/tag\/%e6%99%ba%e8%83%bd%e6%89%8b%e6%9c%ba\/","name":"\u667a\u80fd\u624b\u673a"},"_links":{"self":[{"href":"https:\/\/www.kaspersky.com.cn\/blog\/wp-json\/wp\/v2\/posts\/9670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kaspersky.com.cn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kaspersky.com.cn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kaspersky.com.cn\/blog\/wp-json\/wp\/v2\/users\/2484"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kaspersky.com.cn\/blog\/wp-json\/wp\/v2\/comments?post=9670"}],"version-history":[{"count":4,"href":"https:\/\/www.kaspersky.com.cn\/blog\/wp-json\/wp\/v2\/posts\/9670\/revisions"}],"predecessor-version":[{"id":10297,"href":"https:\/\/www.kaspersky.com.cn\/blog\/wp-json\/wp\/v2\/posts\/9670\/revisions\/10297"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kaspersky.com.cn\/blog\/wp-json\/wp\/v2\/media\/9671"}],"wp:attachment":[{"href":"https:\/\/www.kaspersky.com.cn\/blog\/wp-json\/wp\/v2\/media?parent=9670"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kaspersky.com.cn\/blog\/wp-json\/wp\/v2\/categories?post=9670"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kaspersky.com.cn\/blog\/wp-json\/wp\/v2\/tags?post=9670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}